Last updated on Jun 23, 2026, 6:21 PM
| Breed | Avg Lifespan Years | AKC 2025 Popularity Rank | AKC Rank Change vs 2024 | Most Likely Major Health Risk | Home Renters Insurance Risk Status | Relative Pet Insurance Cost Tier | 11 |
|---|---|---|---|---|---|---|---|
| French Bulldog | 10-12 | 1 | 0 | Brachycephalic airway syndrome (breathing difficulty) | Not Commonly Named on Restriction Lists | Very High | 11 |
| Labrador Retriever | 10-13 | 2 | 0 | Hip/elbow dysplasia; obesity | Not Commonly Named on Restriction Lists | Medium | 11 |
| Golden Retriever | 10-14 | 3 | 0 | Cancer (high lifetime incidence); hip dysplasia | Not Commonly Named on Restriction Lists | Medium-High | 11 |
| German Shepherd Dog | 09-13 | 4 | 0 | Hip/elbow dysplasia; degenerative myelopathy | Commonly Excluded/Surcharged | Medium-High | 11 |
| Dachshund | 12-16 | 5 | 1 | Intervertebral disc disease (IVDD / back problems) | Not Commonly Named on Restriction Lists | Medium | 11 |
| Poodle | 10-18 (varies by size variety) | 6 | -1 | Hip dysplasia (Standard); progressive retinal atrophy | Not Commonly Named on Restriction Lists | Low-Medium | 11 |
| Beagle | 10-15 | 7 | 0 | Obesity; epilepsy; ear infections | Not Commonly Named on Restriction Lists | Low-Medium | 11 |
| Rottweiler | 08-10 | 8 | 0 | Hip dysplasia; osteosarcoma (bone cancer) | Commonly Excluded/Surcharged | High | 11 |
| German Shorthaired Pointer | 10-12 | 9 | 1 | Hip dysplasia; bloat (GDV) | Not Commonly Named on Restriction Lists | Medium | 11 |
| Bulldog | 08-10 | 10 | -1 | Brachycephalic airway syndrome; skin-fold dermatitis | Not Commonly Named on Restriction Lists | Very High | 11 |
| Cane Corso | 09-12 | 11 | 3 | Hip dysplasia; bloat (GDV) | Not Commonly Named on Published Lists (large guardian breed - confirm with insurer) | High | 11 |
| Cavalier King Charles Spaniel | 10-14 | 12 | 1 | Mitral valve disease (heart); syringomyelia | Not Commonly Named on Restriction Lists | Medium-High | 11 |
| Yorkshire Terrier | 11-15 | 13 | -2 | Dental disease; collapsing trachea; luxating patella | Not Commonly Named on Restriction Lists | Low | 11 |
| Australian Shepherd | 12-15 | 14 | -2 | Hip dysplasia; MDR1 drug sensitivity | Not Commonly Named on Restriction Lists | Medium | 11 |
| Doberman Pinscher | 10-13 | 15 | 1 | Dilated cardiomyopathy (DCM); von Willebrand's disease | Commonly Excluded/Surcharged | High | 11 |
| Pembroke Welsh Corgi | 12-13 | 16 | -1 | Intervertebral disc disease; hip dysplasia | Not Commonly Named on Restriction Lists | Low-Medium | 11 |
| Miniature Schnauzer | 12-15 | 17 | 1 | Pancreatitis; bladder stones | Not Commonly Named on Restriction Lists | Low | 11 |
| Boxer | 10-12 | 18 | -1 | Cancer (high incidence); cardiomyopathy | Not Commonly Named on Restriction Lists | Medium-High | 11 |
| Pomeranian | 12-16 | 19 | 3 | Luxating patella; collapsing trachea; dental disease | Not Commonly Named on Restriction Lists | Low | 11 |
| Bernese Mountain Dog | 07-10 | 20 | -1 | Cancer (notably high incidence); hip/elbow dysplasia | Not Commonly Named on Restriction Lists | High | 11 |
| Shih Tzu | 10-16 | 21 | -1 | Brachycephalic airway issues (moderate); eye problems | Not Commonly Named on Restriction Lists | Low-Medium | 11 |
| Great Dane | 07-10 | 22 | -1 | Bloat (GDV); dilated cardiomyopathy; hip dysplasia | Not Commonly Named on Restriction Lists (size-related premium surcharge possible) | Very High | 11 |
| Boston Terrier | 11-13 | 23 | 0 | Brachycephalic airway syndrome (moderate); eye injuries | Not Commonly Named on Restriction Lists | Medium | 11 |
| Chihuahua | 14-16 | 24 | 3 | Luxating patella; dental disease; heart murmurs | Not Commonly Named on Restriction Lists | Low | 11 |
| Havanese | 14-16 | 25 | 0 | Luxating patella; hip dysplasia (generally healthy breed) | Not Commonly Named on Restriction Lists | Low | 11 |